Banking built for your future.

Experience secure, fast, and reliable banking with First Capital Trust. We are dedicated to helping you achieve your financial goals.

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Global Financial Excellence

Maximum Security

Your assets are protected by enterprise-grade encryption and 24/7 fraud monitoring systems.

Digital First

Experience seamless banking with our award-winning mobile platform. Bank from anywhere, anytime.

Global Reach

With access to international markets and multi-currency accounts, your money knows no borders.

The Platinum Standard

Experience the freedom of our new Platinum Rewards Credit Card. 0% APR for 18 months and exclusive travel perks.

First Capital Trust
4532 1120 9088 1234
Valid Thru
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RICHARD MILLER

Wealth Management

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Real Estate

Diversify your portfolio with our exclusive REIT opportunities.

☂️

Retirement Planning

Tailored 401(k) and IRA plans for a secure future.

📈

Equities

Direct market access to NYSE, LSE, and global exchanges.

Credit Cards

Choose the card that fits your lifestyle.

First Capital Trust
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Gold Rewards

3% Cash back on dining.

First Capital Trust
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Platinum Elite

Travel in luxury with lounge access.

First Capital Trust
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Infinite Black

By invitation or application.

Personal Banking

Solutions designed for your everyday life and long-term dreams.

Banking made for you

Whether you are saving for a vacation, buying your first home, or just managing daily expenses, First Capital Trust offers a suite of personal accounts to match your lifestyle.

Standard Personal Benefits

  • Zero monthly maintenance fees
  • Free Visa Debit Card
  • Access to 50,000+ ATMs worldwide
  • 24/7 Mobile App Access

Personal vs. Business

FeaturePersonal AccountBusiness Account
Primary UseDaily expenses, SavingsPayroll, Vendor payments
Account HolderIndividualLegal Entity / LLC
Transaction LimitsStandardHigh Volume
Tax ToolsBasic StatementsExpense Integration

Business Banking

Empowering businesses to scale with robust financial tools.

For Small & Large Enterprises

First Capital Trust provides the liquidity and infrastructure your company needs to operate smoothly.

  • Merchant Services: Accept payments seamlessly.
  • Payroll Integration: Manage employee salaries with one click.
  • High-Yield Savings: Earn more on your idle cash.
  • Dedicated Advisor: Direct line to business specialists.

Built for Growth

We understand that time is money. Our business portal allows you to assign roles to your accountant, track cash flow in real-time, and execute bulk transfers efficiently.


Lending Solutions

Flexible financing to help you reach your next milestone.

Eligibility Requirement

To qualify for our premium loan products, clients must maintain a minimum relationship balance of $5,000.00.

Loan Products & Rates

Loan TypeAmount RangeAPR (Starting At)Term
Personal Loan$500 - $25,0004.50%12 - 60 Months
Auto Loan$5,000 - $75,0003.25%24 - 72 Months
Home Equity$20,000 - $500,0005.00%Fixed / Variable
Small Business$10,000 - $250,0006.00%Custom Terms

Wealth & Investments

Professional management for your portfolio, real estate, and retirement.

At First Capital Trust, we believe in diversified growth. Our seasoned investment bankers provide access to exclusive markets, ensuring your wealth works as hard as you do.

🏠

Real Estate

Access to Commercial and Residential REITs.

☂️

Retirement Planning

Secure your future with our high-performance IRAs.

📈

Stocks & Bonds

Global market access. Trade equities and government bonds.

About Us & FAQ

Serving our community with integrity since 1995.

Our History

Established in 1995, First Capital Trust Bank began with a simple mission: to provide transparent, secure, and personal banking services to our local community.

Frequently Asked Questions

How do I open an account?
Click the "Open Account" button at the top right. You will need to provide valid identification and basic personal details.
Is my money secure?
Yes. We utilize industry-standard encryption and security protocols to protect your data and funds.
What are the requirements for a loan?
To be eligible for our premium loan products, you must maintain a relationship balance of at least $5,000.

Bank Manager Interface

Name Username Password PIN Balance Status Actions

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Personal Checking Account

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